It’s time to have THE talk. Yep, it’s about that nasty four-letter word: DEBT! It’s one of those topics people have a tendency to avoid. Well at NOINOPIA, we talk about debt — a lot — and the harm it does to individuals and their families.
If you want to lose some sleep tonight, take a peek at the National Debt Clock: http://www.usdebtclock.org. Not only will you see that the nation’s debt is spinning out of control, but take a look at the personal debt numbers — yes, those are yours and mine. We’re paying far too much for the “privilege” of having things we don’t even need. Debt robs us of our future. We encourage you to think about the REAL costs.
If debt is a problem for someone you know, we have great news! In our NOINOPIA Money class, we not only talk about personal debt, we put together a plan to pay it off.
But wait, there’s more! We also uncover where our paychecks disappear to every month, and we put together budgets to ensure our needs are met, including planning for the unexpected.