Dear NOINOPIA Friends and Family,

It’s time to have THE talk. Yep, it’s about that nasty four-letter word: DEBT! It’s one of those topics people have a tendency to avoid. Well at NOINOPIA, we talk about debt — a lot — and the harm it does to individuals and their families.

If you want to lose some sleep tonight, take a peek at the National Debt Clock: http://www.usdebtclock.org. Not only will you see that the nation's debt is spinning out of control, but take a look at the personal debt numbers — yes, those are yours and mine. We're paying far too much for the “privilege" of having things we don’t even need. Debt robs us of our future. We encourage you to think about the REAL costs.
time bomb

So Now What?

If debt is a problem for someone you know, we have great news! We are now accepting applications for our next NOINOPIA Money class, where we’ll not only talk about personal debt, but we’ll put together a plan to pay it off.

But wait, there’s more! We’ll also uncover where our paychecks disappear to every month, and we’ll put together budgets to ensure our needs are met, including planning for the unexpected.

Spread the News

Here are the details for our free 15-week NOINOPIA Money Program. Please pass it on!

WHO: This class is for those who...

(1) can’t pay their bills every month;
(2) are dealing with significant debt;
(3) were never taught how to manage their money.

WHEN: Fridays, March 9 through June 15, 6-8:00 pm

WHERE: Ridgeway Church, 465 Ridgeway, White Plains

HOW: Anyone interested can apply online at http://noinopia.org/enrollment-application.
Mid adult woman studying with other adult students

Wisdom from the Word

"The rich rules over the poor, and the borrower is the slave of the lender.” — Proverbs 22:7

"You were bought with a price; do not become bondservants of men.” — 1 Corinthians 7:23

"Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.” — Romans 13:8
2018_02_10 newsletter art quote

NOINOPIA in Motion

We continue to work on telling our story in Facebook video posts. In case you missed them, here are a few of our most recent. If you haven’t already, please share them with friends and follow us on Facebook!
Love Your Neighbor screen grab
The call in Scripture is to "Love Your Neighbor." Will you join us in making a difference in our community?
New Years Resolution
Celebrate $uccess over money worries by taking this first step...
Stewardship screen grab
Avoid putting your dreams at risk! Realize Your Dreams with NOINOPIA.

A Cool Billion

Inspired by the National Debt Clock, we’d like to close with a much better focus on billions…

Here’s Tori Kelly and her rendition of Hillsong’s “So Will I (100 Billion X)”:
2018_02_10 tori

We are thankful for the Lord’s constant provision, and for your partnership in financial support, referrals and prayer.

Frank and Rosemarie